Group life insurance program

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Skip to main content Press Enter. SGLI coverage stays in effect for days after discharge. Effective January 2, , FSGLI Spouse coverage will no longer be automatically issued to a uniformed service member who marries another uniformed service member. Member to member couples, married on or before January 1, will not be affected by this repeal. Member-to-member couples that previously declined FSGLI Spouse coverage or elected a lower coverage amount must complete the appropriate sections of the SGLVA, to include health questions to elect or increase coverage levels. By changing the law, Congress recognized that in the majority of cases, each "spouse" of member-to-member couple already has life insurance under the basic SGLI program and Congress wanted to give them the choice of whether to add FSGLI spousal coverage.
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GeoCare Benefits Insurance Program

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Servicemembers Group Life Insurance

Group life insurance is a benefit offered by groups to their members -- most commonly by employers to their workers. With a group life insurance policy, the insurance contract is between the group and the insurance company, and the participating group members receive certificates of coverage. This doesn't affect whether you can get additional life insurance elsewhere, so there's no real reason not to take advantage of this," said Chane Steiner, CEO of Crediful. Free life insurance is a great deal, but think of group life as a supplement, versus a replacement, for an individual life insurance policy. Experts generally advise against relying solely on employer-provided group life for protection because you don't control the policy; the employer does.
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Group Life Insurance

Your employer may pay your portion of the premiums for basic group life insurance coverage. If you are covered under the Basic Group Life Insurance Program, you are eligible to purchase additional life insurance for yourself as well as your spouse and dependent children through the Optional Group Life Insurance Program. You pay the premiums for this additional coverage through payroll deductions.
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